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HDFC Retirement Savings Fund Equity Plan Direct Growth
+14.34%
3Y annualised
+1.50% 1D
NAV: 01 Apr '26
₹51.78
Min. for SIP
₹100
Fund size (AUM)
₹6,987.38 Cr
Expense ratio
0.80%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹54,658 | -8.90% | |
| 3 years | ₹1,80,000 | ₹1,84,128 | +2.29% | |
| 5 years | ₹3,00,000 | ₹3,80,162 | +26.72% | |
| 10 years | ₹6,00,000 | ₹13,17,024 | +119.50% |
Holdings (75)
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Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +14.3% | +16.2% | +16.8% | +17.7% |
| Category average (Equity Flexi Cap) | +16.0% | +15.6% | +13.5% | -- |
| Rank (Equity Flexi Cap) | 35 | 7 | 3 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ITI Flexi Cap Fund Direct Growth | +4.77% | +20.04% | 1,266.92 | |
HDFC Flexi Cap Direct Plan Growth | +1.60% | +18.78% | 1,00,455.32 | |
Invesco India Flexi Cap Fund Direct Growth | -1.32% | +18.02% | 4,679.85 | |
Parag Parikh Flexi Cap Fund Direct Growth | -0.14% | +17.31% | 1,34,253.17 | |
Franklin India Flexi Cap Fund Direct Growth | -1.32% | +15.88% | 19,597.86 | |
| Compare | ||||
Fund management
AAArun AgarwalApr 2025 - PresentView details
AA
Arun Agarwal
Apr 2025 - Present
View details
AJAnupam JoshiMar 2026 - PresentView details
AJ
Anupam Joshi
Mar 2026 - Present
View details
SRSrinivasan RamamurthyDec 2021 - PresentView details
SR
Srinivasan Ramamurthy
Dec 2021 - Present
View details
DMDhruv MuchhalJun 2023 - PresentView details
DM
Dhruv Muchhal
Jun 2023 - Present
View details
NMNandita MenezesApr 2025 - PresentView details
NM
Nandita Menezes
Apr 2025 - Present
View details
About HDFC Retirement Savings Fund Equity Plan Direct Growth
HDFC Retirement Savings Fund Equity Plan Direct Growth is a Equity Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Arun Agarwal is the Current Fund Manager of HDFC Retirement Savings Fund Equity Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,52,320 Cr and the Latest NAV as of 01 Apr 2026 is ₹51.78.
The HDFC Retirement Savings Fund Equity Plan Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
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Investment Objective
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
Fund benchmarkNIFTY 500 Total Return Index
Fund house
Rank (total assets)#2 in India
Total AUM₹9,52,319.77 Cr
Date of Incorporation10 Dec 1999
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,